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Fraud Prevention

E-commerce and payment fraud detection

Order risk scoring

Account takeover prevention

Payment fraud detection

Visão Geral

Este guia mostra como implementar fraud prevention usando a API Scorika. Cobriremos a integração completa com exemplos de código em vários idiomas.

Endpoints da API Utilizados

/v1/score
/v1/check/email
/v1/check/ip
/v1/check/phone

Países Suportados

Todos os países suportados

Implementação Passo a Passo

1Score Order Risk

Use the main scoring endpoint to evaluate order risk:

curl -X POST https://api.scorika.com/v1/score \
  -H "X-Api-Key: sk_live_your_api_key" \
  -H "Content-Type: application/json" \
  -d '{"email": "customer@example.com", "ip": "185.1.2.3"}'

import requests

response = requests.post(
    "https://api.scorika.com/v1/score",
    headers={"X-Api-Key": "sk_live_your_api_key"},
    json={"email": "customer@example.com", "ip": "185.1.2.3"},
    timeout=5
)
result = response.json()
print(f"Score: {result['data']['score']}, Decision: {result['data']['decision']}")

2Tomar Decisão

Tomar Decisão

def handle_order_risk(score_result):    """Handle order risk decision with fallback."""    decision = score_result["decision"]    score = score_result["score"]    reason_codes = score_result.get("reason_codes", [])        if decision == "block":        # High risk - reject        return {            "action": "reject",            "reason": f"High risk score: {score}",            "reason_codes": reason_codes        }    elif decision == "review":        # Medium risk - manual review        return {            "action": "review",            "reason": f"Medium risk score: {score}",            "reason_codes": reason_codes        }    else:        # Low risk - approve        return {            "action": "approve",            "reason": f"Low risk score: {score}"        }