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KYC Verification

Know Your Customer verification for financial services

Customer onboarding

Identity verification

Compliance checks

Överblick

Denna guide visar hur du implementerar kyc verification med Scorika API. Vi täcker hela integrationen med kodexempel på flera språk.

Använda API-slutpunkter

/v1/check/company
/v1/check/sanctions
/v1/check/vat
/v1/check/iban

Länder som stöds

Czech Republic, Slovakia, Poland, European Union, United Kingdom, United States

Steg-för-steg-implementation

1Verifiera företagsidentitet

Börja med att verifiera att företaget finns i det officiella registret:

curl -X POST https://api.scorika.com/v1/check/company \
  -H "X-Api-Key: sk_live_your_api_key" \
  -H "Content-Type: application/json" \
  -d '{"identifier": "27074358", "country": "CZ"}'

import requests

response = requests.post(
    "https://api.scorika.com/v1/check/company",
    headers={"X-Api-Key": "sk_live_your_api_key"},
    json={"identifier": "27074358", "country": "CZ"},
    timeout=5
)
company = response.json()["data"]
print(f"Company: {company['company_name']}")

const res = await fetch('https://api.scorika.com/v1/check/company', {
  method: 'POST',
  headers: {'X-Api-Key': 'sk_live_your_api_key', 'Content-Type': 'application/json'},
  body: JSON.stringify({identifier: '27074358', country: 'CZ'})
});
const company = (await res.json()).data;
console.log(`Company: ${company.company_name}`);

require 'net/http'
uri = URI('https://api.scorika.com/v1/check/company')
http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = true
req = Net::HTTP::Post.new(uri)
req['X-Api-Key'] = 'sk_live_your_api_key'
req['Content-Type'] = 'application/json'
req.body = '{"identifier": "27074358", "country": "CZ"}'
puts http.request(req).body

2Kontrollera sanktionslistor

Skanna företaget mot globala sanktionslistor:

Kontrollera sanktionslistor

# Check sanctionssanctions_response = requests.post(  "https://api.scorika.com/v1/check/sanctions",  headers={"X-Api-Key": "sk_live_your_api_key"},  json={"name": company["company_name"], "country": "CZ"},  timeout=5)sanctions = sanctions_response.json()["data"]if sanctions["matches"]:  raise ValueError(f"Sanctions match: {sanctions['matches']}")

3Validera momsregistreringsnummer

Verifiera företagets momsnummer via EU VIES:

Validera momsregistreringsnummer

# Validate VATvat_response = requests.post(  "https://api.scorika.com/v1/check/vat",  headers={"X-Api-Key": "sk_live_your_api_key"},  json={"vat_id": company.get("vat_id")},  timeout=5)vat = vat_response.json()["data"]if not vat["valid"]:  raise ValueError("Invalid VAT number")

4Complete KYC Workflow

Combine all checks into a complete KYC workflow:

Complete KYC Workflow

import requestsfrom typing import Dict, Anydef perform_kyc_verification(company_id: str, country: str) -> Dict[str, Any]:    """Complete KYC verification workflow."""    api_key = "sk_live_your_api_key"    base_url = "https://api.scorika.com"        results = {        "company_verified": False,        "sanctions_clear": False,        "vat_valid": False,        "errors": []    }        try:        # 1. Verify company        company_resp = requests.post(            f"{base_url}/v1/check/company",            headers={"X-Api-Key": api_key},            json={"identifier": company_id, "country": country},            timeout=5        )        company = company_resp.json()["data"]        results["company_verified"] = company["found"]                if not company["found"]:            results["errors"].append("Company not found")            return results                # 2. Check sanctions        sanctions_resp = requests.post(            f"{base_url}/v1/check/sanctions",            headers={"X-Api-Key": api_key},            json={"name": company["company_name"], "country": country},            timeout=5        )        sanctions = sanctions_resp.json()["data"]        results["sanctions_clear"] = len(sanctions.get("matches", [])) == 0                # 3. Validate VAT (if available)        if company.get("vat_id"):            vat_resp = requests.post(                f"{base_url}/v1/check/vat",                headers={"X-Api-Key": api_key},                json={"vat_id": company["vat_id"]},                timeout=5            )            vat = vat_resp.json()["data"]            results["vat_valid"] = vat["valid"]            except requests.Timeout:        results["errors"].append("API timeout - allow and log for review")    except Exception as e:        results["errors"].append(str(e))        return results# Usageresult = perform_kyc_verification("27074358", "CZ")print(result)